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About The nugget. (Sisters, Or.) 1994-current | View Entire Issue (April 22, 2020)
10 Partners in Construction // The Nugget Newspaper // April 22, 2020 Helping residents thrive By Jim Cornelius editor in chief For Jenalee Piercey, work is very personal. As a loan originator with Northwest Mortgage Advi- sors, she helps all types of borrow- ers find the best and smoothest path to home ownership4a goal that resonates deeply with the Sis- ters native. <I started out as a single mom,= she reflected. <And I saw that it was hard to attain home ownership.= Many people just don9t know the steps to take 4 and that9s where Piercey9s background, expe- rience and temperament shine. <I started out in education,= she said. <So I really like to inform people and make things easy to understand.= Piercey recognizes that every client is different; they have differ- ent stories, different goals, differ- ent needs. She listens to them and helps them determine the path they seek. <Jenalee is about solutions,= said Sisters resident Debbie Buch- er. <She listens; she asks ques- tions; she makes sure she under- stands your needs and objectives. She does not take a cookie-cutter approach in this business, but searches out the best solution for your needs.= With Northwest Mortgage Advisors, Piercey has a multitude of tools to meet individual needs. <We fund our own loans, so basically, we9re a mortgage bank,= she said. There are 31 investors and <each person fits a different inves- tor better.= Jenalee is patient, understand- ing that it can take time and work to develop a plan that gets a client over the finish line. Successful qualification for a mortgage comes down to a relatively simple calculation of income, debts, assets, and credit. <Each product has different qualifications,= Piercey said. <Once they have a plan in place, it9s pretty simple from there,= she said. <I show them what debt to pay down first; what9s going to have the biggest impact to improve their credit score& A lot of people are six months to a year out 4 and that9s OK.= The current economic disrup- tions caused by the COVID-19 pandemic are sure to have an impact on clients. <You can9t be laid off and be approved,= she said. <So that9s affecting people.= But Piercey remains committed to her service. She educates herself on the state of the market every day, in order to provide the best information possible to her clients. <That9s my main goal 4 to be that person,= she said. <They know I9ve got their best interests at heart. There9s something about someone who wants the best for you.= Piercey is with her clients for the long haul 4 and that doesn9t stop with a successful completion of a mortgage. <I am very relationship-orient- ed and stay connected with people I9ve worked with in a lot of differ- ent ways,= she said. That sense of connection is vital to her. She moved away from Sis- ters to Southern Oregon for her teaching career 4 but she came back because she craved the pow- erful sense of community she finds here, and she wanted that for her children. In addition to her work with Northwest Mortgage Advisors, Piercey is developing a nonprof- it to assist single mothers with access to resources. She9s paying forward help she got in her earlier days. <I got some help from some really neat ladies from Black Butte Ranch when I was a single mom,= she recalled. A commitment to education and to service is the hallmark of all that Jenalee Piercey does. She sim- ply wants to help the people of her community thrive. FINANCE WITH CONFIDENCE “As a mortgage loan originator with Northwest Mortgage Advisors, our relationship is my top priority. I look forward to helping you find the best loan product and rates.” — Jenalee Mortgage Calculators at www.nwmortgageadvisors.com Apply online with SAME-DAY PRE-APPROVAL... Northwest Mortgage Advisors is an affiliate of Golden Empire Mortgage, one of the most respected lenders in the industry for 30 years. We offer competitive loan programs and interest rates. FHA • Conventional Fixed • Refinance Adjustable Rate • Jumbo • VA • USDA Manufactured Homes • Reverse Construction • Home Equity Jenalee Piercey Mortgage Loan Offi cer | NMLS#1778674 541-591-5405 jpiercey@gemcorp.com 411 SW 9th St., Ste. 204, Redmond NW Mortgage Advisors is a direct lender with their own underwriting authority and a broad investor pool. NMLS# OR ML-#2891